Under Virginia law, every householder can protect a certain amount of money, wages, and other personal property from creditors by filing a Virginia homestead deed. Use this calculator to estimate your total exemption under Va. Code § 34-4, based on your age, veteran status, and number of dependents.
This calculator estimates your exemption for personal property only — including garnished wages, funds in a bank account, and other personal belongings. It does not cover real estate. This tool applies Virginia law only, so it is accurate only if you are a Virginia resident, or the wages or funds you want to protect are located in Virginia.
How Much of a Homestead Exemption Do I Have?
Answer a few quick questions. This is an estimate only, not legal advice, and does not create an attorney-client relationship.
Not sure how this applies to your situation? See our guide to the Garnishment Homestead Exemption, or use our recovery estimator if you already have a specific garnishment or bank levy amount.