Our Money-Back Guarantee

We guarantee a full refund of the fees you paid us if a court does not uphold your homestead exemption protection for the full amount of garnished money you were entitled to protect, up to your available homestead exemption — provided you met all of the requirements below. This guarantee covers only whether the court recognizes your exemption; it does not guarantee that you will actually recover the garnished funds, and it does not cover any garnished amount that exceeds your available homestead exemption.

To be eligible for a refund, you must have followed all instructions provided in a timely manner, and:

1. Ordered your homestead deed on this website and paid in full at least 10 days before the earliest of any garnishment court date, bankruptcy hearing, or other applicable deadline.
2. Provided complete and accurate information so that the homestead deed correctly and fully describes all property to be protected and its value.
3. Timely and properly recorded the homestead deed, with coversheet, in the appropriate Virginia city or county. If the deed is not timely recorded, this guarantee is void.
4. For a garnishment homestead deed, filed for an exemption hearing and had that hearing granted at least 7 days before the garnishment return date (court date).
5. Been a resident of Virginia.
6. Had sufficient available homestead exemption to cover the property being protected. This guarantee does not cover any value that could not be protected because your available exemption was insufficient.
7. If a General District Court denies your exemption, timely and diligently appealed that denial to Circuit Court. This guarantee applies only if the denial is upheld on appeal (or if no appeal is available) — not to a denial that is corrected or reversed on appeal.

Refunds under this guarantee are limited to the amount you paid for the garnishment homestead deed and any related costs or expenses paid on this website. To claim a refund, you must provide documentation of your filing, recording, and hearing results[, submitted within 30 days of the court’s final ruling.