Bankruptcy & The Homestead Deed

The most unfortunate thing about a homestead deed is that it does not stop the garnishment.

Only paying the debt or filing a bankruptcy can insure further garnishments do not occur.

What to know about Bankruptcy. 

A Chapter 7 Bankruptcy eliminates unsecured debt forever including garnishments and bank levies. A bankruptcy fresh start can help you rebuild your credit to the point of buying a house within 3 years.  Besides qualifying to file a bankruptcy, which an attorney can advise you on the timing, how to protect your property, and even how to get your garnish funds back quickly.

The attorneys at Merna Law have help thousands halt their garnishment and recover their wages and unfreeze their bank accounts. 

In Virginia, the homestead exemption is used to protect liquid assets such as savings, wages, tax refunds, cash-surrender life insurance value, and other equity in property such as a house outside of bankruptcy. However, in bankruptcy it is no longer required.  The attorneys at Merna Law can use the same laws to protect your property that you are using with a homestead deed.  They can do it faster and save you the time off of work to pursue it through self-help. 

With VirginiaHomesteadDeed.com you can create your legally valid Virginia homestead deed, and file the deed before the mandatory deadline to protect you property from the bankruptcy trustee seizing it from the comfort of your home and with the confidence it is done right.  Order your Virginia Homestead Deed today!.